Getting Started

3

Payment Receiving Preferences

Blocking Payments 

Blocking Payments From U.S. Users Without a Confirmed Address

This preference allows you to better manage your risk by filtering payments where the buyer 

chooses not to share his Confirmed Address with you. PayPal provides Confirmed Addresses 

to help you make informed decisions when shipping goods. To be eligible for PayPal s Seller 

Protection Policy, and to help reduce your risk of dealing with fraudulent buyers, ship to a 

buyer's Confirmed Address. 

There are three choices for this preference:

Yes: All payments from U.S. buyers without a Confirmed Address will be blocked. All 

U.S. buyers will be required to provide a Confirmed Address in order to pay you.

No: All payments will be accepted. To maximize your sales, select No. 

Ask Me: You can choose whether to accept or deny payment without a Confirmed Address 

on a case by case basis. This option allows you the flexibility to decide whether you want 

to take on the risk of not having the buyer's Confirmed Address for each transaction. If you 

accept the payment, it becomes a completed transaction. If you deny a particular payment, 

the sender of the payment will be notified that the payment has been denied and will be 

credited with the payment amount. PayPal does not charge fees for denied payments.

Blocking Payments in a Currency You Do Not Hold

When you receive a payment in a currency you do not hold, PayPal will prompt you to open a 

balance for that currency, convert it to your primary balance, or deny the payment. Payments 

in currencies for which you hold a balance will automatically be applied to the correct balance, 

and you will see a summary of each currency balance in your Account Overview page. 

There are three choices for this preference:

Yes: Accepts the payment regardless of the currency in which the payment is made.

No, accept them and convert them to U.S. Dollars: Accepts the payment but 

automatically converts to U.S. Dollars.

Ask Me: You can choose to accept or deny, transaction by transaction, a payment in a 

currency you do not currently hold. If you accept the payment, it becomes a completed 

transaction. If you deny a particular payment, the sender of the payment will be notified 

that the payment has been denied and will be credited with the payment amount. PayPal 

does not charge fees for denied payments.

Blocking Payments From Users With Non U.S. PayPal Accounts

Since many international addresses cannot be confirmed, you may choose to block payments 

from users with non U.S. PayPal accounts in order to qualify for the Seller Protection Policy 

(SPP).

Blocking Payments Initiated From the Pay Anyone Subtab

This preference allows you to choose whether or not to receive payments initiated via the Pay 

Anyone subtab of the Send Money tab on the PayPal website.

If you choose to block these payments, you will accept only payments initiated via PayPal's 

Buy Now Buttons, Donations, PayPal Shopping Cart, Subscriptions and Recurring Payments, 

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August, 2005 Website Payments Standard Checkout Integration Guide