Getting Started

3

Payment Receiving Preferences

Winning Buyer Notification, Mass Payments, Money Requests, Smart Logos, or eBay 

Checkout Payments. Selecting this option may help you manage your account, because all of 

the PayPal payments you receive will be attached to a specific item or transaction that you 

previously defined.

If you choose not to block these payments, you will accept all payments, including those 

initiated via the Pay Anyone subtab of the Send Money tab.

Blocking Payments Funded By Credit Cards When Sender Has a Bank Account

This preference allows you to force customers to pay you with a bank account or PayPal funds 

if they are able to do so. However, if they cannot pay you using a bank account or PayPal 

funds, they will still have the option to pay with a credit card. 

This preference can also help to reduce your risk of chargebacks. Verified users are users who 

have confirmed their bank accounts with PayPal, or have been otherwise verified by PayPal. 

Because most Verified members have the option of paying with their bank accounts (via 

eCheck or Instant Transfer), choosing this preference will not prevent any users from being 

able to send you money. When they pay you with PayPal's Instant Transfer, you receive the 

payment instantly, just as when they pay with a credit card. Users who have not confirmed 

their bank accounts with PayPal can still send you money funded by credit cards.

Blocking Payments Funded By eChecks 

This preference allows you to block eCheck payments. Because eCheck payments take three 

to four business days to clear, you may not want to accept them for your Instant Purchase and 

Buy Now buttons.

If you choose to block these payments, you will not receive eCheck payments through PayPal 

Website Payments and Auction Logos. Users who attempt to pay via eCheck will be prompted 

to add a credit card to their account before completing the transaction.

If you choose not to block these payments, you will receive eCheck payments through PayPal 

Website Payments or Auction Logos. eCheck payments will be listed as `Pending' and will not 

be credited to your PayPal Account for three to four business days.

Adding the Credit Card Statement Name

This preference allows you to specify the name that appears on your customers' credit card 

statements. When a buyer pays you by credit card, your Credit Card Statement Name appears 

with the word PAYPAL* next to the charge on the statement (for example, 

PAYPAL*MYCCNAME). The Credit Card Statement Name can be up to 11 English or German 

characters in length, including spaces, and cannot contain special characters (e.g. &, #, _, etc). 

This name is converted to all capital letters and may be truncated by some credit card 

processors. 

The Credit Card Statement Name should accurately reflect your business or legal name.

Website Payments Standard Checkout Integration Guide

August, 2005

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